How it works
A clear path from setup to stillness.
Three thoughtful steps. Minutes to complete. Years of quiet readiness for the moment your family needs guidance most.
We never ask for passwords. The goal is to direct your family — not to access your accounts.
The three steps
Build the map. Name the messengers. Then let it rest.
Most people complete the full setup in under fifteen minutes. After that, the service waits, quietly, until it is needed.
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Add your institutions
Build a private map of where your accounts and policies actually live. Most people are surprised by how many places hold pieces of their financial life — and how scattered that picture becomes over decades.
Banks, brokerages, retirement plans, insurance providers, pensions. Search our database of 10,000+ providers and add them by name alone. Account numbers and policy IDs are entirely optional. Passwords, PINs, and login credentials are never requested.
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Add beneficiaries and instructions
Connect each loved one to the institutions they should contact, with a clear instruction in your own words. Designate primary and contingent beneficiaries per institution — and trusted contacts who help verify when the time comes.
Write specific instructions: who to call, what to reference, what to ask. Optionally include a personal message — something only the named beneficiary will ever read.
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We guide them when it matters
When the moment comes, your trusted contacts begin a careful, multi-step verification before anything is released. Only after it completes do your beneficiaries receive their personalized guidance — and only theirs, with any personal message alongside it.
The full verification process is laid out on our Security page.
Prefer a hand? Add Family Guidance ($59.99, one-time) at signup — or any time later. We’ll help you build out your institutions, people, and instructions now, and when the time comes a specialist personally walks each of your beneficiaries through everything you left and what to do next. Optional; see Pricing.
Ready to begin
Fifteen minutes today. Quiet ever after.
Set it up once. The service waits in the background — for years, if needed — until your family is the one who needs it.